Personal Loans: Unsecured loans for personal expenses like debt consolidation or home improvements.
Auto Loans: Secured loans for purchasing a car, with the vehicle serving as collateral.
Mortgage Loans: Secured loans for purchasing a home, with the property serving as collateral.
Student Loans: Unsecured loans for educational expenses like tuition, books, and room and board.
Payday Loans: Short-term, high-interest loans designed to be paid back on the borrower's next payday.
Business Loans: Loans designed for small or large businesses to cover startup costs or expansion.
Secured Loans: Loans with collateral that can be repossessed if the borrower defaults.
Unsecured Loans: Loans without collateral, often requiring higher credit scores and interest rates.
Fixed-Rate Loans: Loans with a fixed interest rate that remains the same throughout the loan term.
Variable-Rate Loans: Loans with an interest rate that can fluctuate based on market conditions.
Consolidation Loans: Loans that combine multiple debts into a single, lower-interest loan.
Bridge Loans: Short-term loans used to bridge the gap between financing, often for real estate purchases.
Installment Loans: Loans that are paid back in fixed, regular payments over time.
Revolving Loans: Loans that offer a revolving line of credit, like a credit card.
Balloon Loans: Loans with small monthly payments and a large final payment at the end of the loan term.
Co-Signed Loans: Loans with a co-signer who takes responsibility for the debt if the borrower defaults.
Home Equity Loans: Loans using the equity in a home as collateral, often for home repairs or renovations.
Refinance Loans: Loans that replace an existing loan with a new loan with better terms or interest rates.
Peer-to-Peer Loans: Loans from individuals or groups, often through online platforms.
Credit-builder Loans: Loans designed to help build credit by making regular payments over time.