जानिए, अच्छा CIBIL Score होने के क्या फायदे हैं?

कभी भी लोन या क्रेडिट कार्ड के लिए आवेदन करते हैं तो बैंक या NBFC सबसे पहले CIBIL Score की जांच करता है।

अगर आपका CIBIL Score अच्छा है तो बैंक आपको पर्सनल लोन या क्रेडिट कार्ड जल्दी दे देती है।

[{"selector":"#anim-cbada6f6-de7f-4f0b-acf9-38ba9490a0ad","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8ec97bef-ec55-408d-8f60-ed0af62d658b","keyframes":{"transform":["translate3d(0px, 122.98082%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dc6be5f2-bdbd-4689-89b5-95654b4a3022","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a69493b7-1463-45eb-9365-c15f3246b9ee","keyframes":{"transform":["translate3d(0px, -112.54873%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Lower Interest Rates on Loans & Credit Cards

[{"selector":"#anim-b8f1b492-af81-4de3-b74c-7cc155724d9f","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-712873bd-9327-466a-a5bb-406c15b8afbc","keyframes":{"transform":["translate3d(0px, -112.54873%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-01060c32-7a4b-4e48-841b-a331d5b7a1d6","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1164c643-82a7-4a4c-934e-603880d189b5","keyframes":{"transform":["translate3d(0px, 266.17745%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fba17625-4b3c-4dd7-affa-fd0e3c24be38","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e27335f3-579c-45f3-b3b4-80fd3c13f898","keyframes":{"transform":["translate3d(0px, 131.44078%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Higher chances of approval of Loans & Credit Cards

[{"selector":"#anim-580b0a75-f780-4213-a9ae-d4da8f8ee916","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-423cc18f-753f-469b-b09b-2f642ae65b91","keyframes":{"transform":["translate3d(0px, -112.54873%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ce9873db-3798-49ed-86ec-b0cc37570fa8","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-82cf7c57-6452-457a-881f-d00a9f9b7947","keyframes":{"transform":["translate3d(0px, 266.17745%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4be6fca1-c2b9-495f-aa31-7697238b8fe2","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c8d23d33-d14e-4f33-984e-74c93133d823","keyframes":{"transform":["translate3d(0px, 132.71944%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Higher Loan Amounts / Credit Card Limits

[{"selector":"#anim-a06fbe91-f61a-4329-a653-e5d6f07f3904","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1735f019-ae2d-4715-990a-f9dadfd3cd03","keyframes":{"transform":["translate3d(0px, -112.54873%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-418ab628-dff3-4937-ad4d-0ab5820638cd","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6ae85410-7473-4363-8bcc-378f36449056","keyframes":{"transform":["translate3d(0px, 343.17744%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ecbbd225-109f-4cd0-aaec-228243912faf","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c654985c-a418-405b-bcb6-2f2c5642cda8","keyframes":{"transform":["translate3d(0px, 116.39014%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Approval of long-tenure loans

[{"selector":"#anim-9f72bbd9-a923-4080-aaa2-06151bc544ea","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-499c6511-a6d4-4604-a99b-7e4c6bdeaa44","keyframes":{"transform":["translate3d(0px, -112.54873%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2049d6a-120c-4244-a8ce-5266171501cb","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4534d16f-4b0f-4ba2-afd4-230af582206c","keyframes":{"transform":["translate3d(0px, 343.17744%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a167c6b0-eb71-46c1-a816-8a8fb1db7d2d","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1ab8dbde-7bd6-4c5f-af02-c7caa0957ffa","keyframes":{"transform":["translate3d(0px, 142.11171%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Additional Credit Cards benefits

[{"selector":"#anim-e5cb362e-32c6-4500-ab86-3eb462e69d0b","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1395fa8a-a033-4729-b969-ac18bdccd0bb","keyframes":{"transform":["translate3d(0px, -112.54873%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aa30017b-f658-4172-9683-c65e8e3aef0a","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-50cb17a5-dc3b-4748-86cf-ebfacb0b422e","keyframes":{"transform":["translate3d(0px, 321.24760%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ae448be-2699-49d0-acc2-405dfa56fb72","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-09f5f945-6c50-4e2f-9858-cc77e16f5420","keyframes":{"transform":["translate3d(0px, 152.93209%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

कभी भी लोन या क्रेडिट कार्ड के लिए आवेदन करते हैं तो बैंक या NBFC सबसे पहले CIBIL Score की जांच करता है।

अगर आपका CIBIL Score अच्छा है तो बैंक आपको पर्सनल लोन या क्रेडिट कार्ड जल्दी दे देती है।

Lower Interest Rates on Loans & Credit Cards

अगर आपका CIBIL Score अच्छा है तो कम व्याज दर पर आपको लोन और क्रेडिट कार्ड मिल सकता है।

Higher chances of approval of Loans & Credit Cards

अगर आपका CIBIL Score अच्छा है तो आपका लोन और क्रेडिट कार्ड काफी जल्दी अप्रूव हो जाता है।

Higher Loan Amounts / Credit Card Limits

अगर आपका CIBIL Score अच्छा है तो आपको बैंक या NBFC के तरफ से ज्यादा से ज्यादा लोन राशि ऑफर किया जाता है।

Approval of long-tenure loans

अच्छा CIBIL Score होने का यह भी फायदा है कि आपको लंबे अवधि के लिए लोन मिल जाता है।

Additional Credit Cards benefits

अच्छा CIBIL Score होने से आप एक से ज्यादा Credit Cards ले सकते हैं।