SBI Card Elite is a premium credit card with a joining fee of Rs. 4,999 and an annual fee of Rs. 4,999.

It offers welcome benefits worth Rs. 30,000, including gift vouchers, rewards points, and discounts on lifestyle and travel.

Cardholders earn 2 reward points per Rs. 100 spent on all transactions, except fuel, utilities, and insurance.

The reward points can be redeemed for a wide range of products and services, including flights, hotels, merchandise, and vouchers.

Cardholders also get access to exclusive privileges such as airport lounge access, concierge services, and dining and shopping discounts.

SBI Card Elite has a contactless feature, allowing users to make secure and convenient payments without physically swiping or inserting the card.

It comes with a comprehensive insurance cover, including air accidental death, hospitalization, and fraud protection.

Cardholders can avail of an interest-free period of up to 50 days and can convert high-value purchases into easy EMIs.

SBI Card Elite offers additional benefits to customers who spend more than Rs. 10 lakhs annually, such as bonus reward points and fee waivers.

The card is widely accepted across India and internationally, making it an ideal choice for frequent travelers and high spenders.