CIBIL Score: जानिए कैसे अपना सिबिल स्कोर हेल्दी रखें

जब कभी लोन या क्रेडिट कार्ड के लिए आवेदन करते हैं तो आपका CIBIL Score चेक किया जाता है।

अगले स्लाईड में जानिए की CIBIL Score क्यू जरूरी हैं और CIBIL Score कैसे हेल्दी रखें?

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CIBIL Score 0 से 900 के बीच होता है और इसके अलग अलग पड़ाव पर अच्छा या खराब होने के मानक तय किए गए हैं।

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CIBIL Score रिपोर्ट में आपकी कुछ पर्सनल और फाइनेंशियल जानकारी जैसे - जॉब रिलेटेड डिटेल्स, बैंक अकाउंट्स और पुराने लोन की जानकारी होती है।

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आजकल इंश्योरेंस कंपनियां भी बीमा देने से पहले CIBIL Score चेक करने लगी हैं।

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550 का CIBIL बहुत बुरा माना जाता है, 550-650 बुरा, 650-750 औसत, 750 से ज्यादा CIBIL अच्छा और 750-900 सबसे अच्छा CIBIL Score माना जाता है।

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कॉमपनियों के लिए CIBIL Score एक से 10 के बीच होता है जिसमें एक को सबसे अच्छा वहीं 10 का CIBIL Score सबसे खराब माना जाता है।

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अगर आप भी चाहते हैं कि आपका CIBIL Score अच्छा रहे तो आप लोन क्रेडिट कार्ड के EMI को टाइम पर चुकाएं

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आपका CIBIL Score अच्छा रहे इसके लिए अपनी कमाई का 30% से ज्यादा लोन न लें।

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