Credit Card : बिल चुकाने में हो रही है परेशानी, अपनाएं ये तरीके

आज के समय में क्रेडिट कार्ड लोगों की एक बड़ी जरूरत बन गई है।

अधिकतर लोग क्रेडिट कार्ड से ही शॉपिंग, बिल भुगतान, ट्रेन टिकट बुक और फोन का रिचार्ज जैसे काम करते हैं।

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क्रेडिट कार्ड एक तरह से इंमरजेंसी सेवाओं की तरह काम करता है और पैसों की तत्काल जरूरत को पूरा करता है।

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क्रेडिट कार्ड जितनी पैसों की लिमिट होती है आप उतना ही पैसा निकालते हैं और महीने के अंत में क्रेडिट कार्ड का बिल बंता है और आप क्रेडिट कार्ड के बिल को भुगतान करते हैं।

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कई बार क्रेडिट कार्ड का बिल भरने में लोगों को काफी परेशानियों का सामना करना पड़ता है।

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ऐसे में आज हम आपको कुछ ऐसे तरीके बताएंगे जो आसानी से आपके क्रेडिट कार्ड बिल को भरने में मददगार साबित हो सकते हैं।

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क्रेडिट कार्ड बिल को EMI में कन्वर्ट करवाना चाहिए: इससे आपको कुछ महीनों तक एक्स्ट्रा ब्याज देना होगा, लेकिन बिल भरने में काफी आसानी हो जाती है।

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क्रेडिट कार्ड के बिल को करें ट्रांसफर: कई लोग एक से ज्यादा क्रेडिट कार्ड का यूज करते हैं, आप एक कार्ड से दूसरे कार्ड पर बिल को ट्रांसफर करा सकते हैं।

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क्रेडिट कार्ड के रिवॉर्ड पॉइंट का यूज करें: अगर आपके पास रिवॉर्ड पॉइंट या कैशबैक उपलब्ध है तो उनका यूज कर सकते हैं।

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मिनिमम अमाउन्ट जमा करते रहें: समय-समय पर मिनिमम राशि जमा करके ओवर ड्यू से बच सकते हैं।

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पर्सनल लोन लेकर क्रेडिट कार्ड का बिल जमा कर सकते हैं: आप पर्सनल लोन ले कर क्रेडिट कार्ड का बिल जमा कर सकते हैं। पर्सनल लोन आपको कम ब्याज दर पर मिल जाएगा

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