फ्री में ऐसे चेक करें आपका CIBIL Score.

अगर आप बैंक या NBFC से लोन लेने की प्लानिंग कर रहें हैं तो सुनिश्चित करें कि आपके पास एक अच्छा क्रेडिट स्कोर है।

अगर आपका क्रेडिट स्कोर किसी वजह से ख़राब या कम होता है तो आपको बैंक से लोन नहीं मिलता है, अगर मिलता भी है तो व्याज काफी ज्यादा देना पड़ता है।

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क्रेडिट स्कोर एक 3 अंक का नंबर है जो 300 और 900 के बीच होता है यह किसी व्यक्ति के क्रेडिट की योग्यता को दर्शाता है।

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अगर आपका क्रेडिट स्कोर 300 से नीचे है तो यह बेहद खराब माना जाता है जबकि 900 के करीब का स्कोर सबसे अच्छा माना जाता है।

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अगले स्लाइड में जानिए किआप अपना क्रेडिट स्कोर फ्री में कैसे पता कर सकते हैं।

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क्रेडिट स्कोर फ्री में जानने के लिए सबसे पहले आपको CIBIL (Credit Information Bureau India Limited) के ऑफिसियल वेबसाइट पर जाना होगा।

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CIBIL भारत में एक क्रेडिट रेटिंग एजेंसी है जो आपकी लोन लेने की क्षमता को दर्शाती है।

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फ्री में Credit Score ऐसे देखें

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यहाँ दिए गए फॉर्म को भरें जिसके लिए जरूरी जानकारी जैसे नाम, फ़ोन नंबर, ईमेल की जानकारी दर्ज करें

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अगले पेज पर अपने पैन नंबर के साथ आपके बारे में मांगी गई जानकारी को भरें।

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अब अपने लोन और क्रेडिट कार्ड के बारे में सभी प्रश्नों का सही उत्तर दें इसके आधार पर आपके CIBIL स्कोर की गिनती की जाएगी, और आपकी क्रेडिट रिपोर्ट तैयार की जाएगी।

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CIBIL के वेबसाइट से आप साल में एक बार फ्री में क्रेडिट स्कोर की जाँच कर सकते हैं, साल में एक बाद से अधिक जाँच करने पर पेमेंट करना होगा।

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Credit Score देखने के बाद यहाँ से आप Credit रिपोर्ट डाउनलोड भी कर सकते हैं।

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