बैंक से Personal Loan लेने के फायदे

ऐसा हम में से अधिकांश के साथ होता है। जब इमरजेंसी के समय, कुछ खरीदारी करने के लिए या शादी खर्च के लिए पर्सनल लोन लेना पड़ जाता है।

ऐसे में जब तत्काल पैसो की बात आई है तो बैंक के अलावा NBFC से पर्सनल लोन के लिए अप्लाई करते हैं।

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लेकिन इंस्टेंट पर्सनल लोन पर काफी ज्यादा व्याज वसूला जाता है, ऐसे में आपके लिए बिना सोच विचार किये लोन लेना खतरनाक हो सकता है और एक गलती आपको कर्ज के जाल में डाल सकती है।

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Personal Loan की बात आती है तो सबसे अच्छा अप्शन बैंक से पर्सनल लोन लेना हो सकता है।

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बैंक से आप कुछ ही घंटों में पर्सनल लोन प्राप्त कर सकते हैं। पर्सनल लोन के लिए आवेदन करने के 2 से 4 घंटे के भीतर आपके हाथ में नकदी आ सकती है।

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भारत के कई बड़े बैंक ग्राहकों को 10 सेकंड फ्लैट में प्री-अप्रूव्ड लोन प्रदान करने का दावा करते हैं।

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Personal Loan लेने के लिए आपका क्रेडिट स्कोर अच्छा होना चाहिए, अगर आपका क्रेडिट अकारे अच्छा है तो Personal Loan के लिए आपको किसी प्रकार की सम्पति को गिरवी रखने की जरूरत नहीं पड़ती।

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अगर आपका अकाउंट जिस बैंक में हैं उस बैंक से Personal Loan के लिए आवेदन करते हैं तो कम से कम डॉक्यूमेंट या बिना किसी डॉक्यूमेंट के भी Personal Loan प्राप्त कर सकते हैं।

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NBFC की तुलना में बैंक आपको काफी कम व्याज दर पर Personal Loan ऑफर करते हैं।

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NBFC की तुलना में बैंक Personal Loan पर प्रोसेसिंग फीस भी कम चार्ज करते हैं।

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