CIBIL Score खराब होने की 5 सबसे बड़ी वजह 

आज के दौर में तत्काल पैसों की जरूरत पड़ने पर पर्सनल लोन सबसे बेस्ट ऑप्शन माना जाता है।

पर्सनल लोन आपके CIBIL Score और इंकम के आधार पर तय होता है कि आपको कितने रुपये तक का पर्सनल लोन मिल सकता है।

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कई बार CIBIL Score कम या खराब होने की वजह से पर्सनल लोन मिलने में काफी दिक्कत होती है।

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आज के दौर में CIBIL Score ठीक रखना बहुत जरूरी है।

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आज में ऐसे 6 सबसे बड़ी वजह बताएंगे जिससे CIBIL Score खराब या कम होता है, जिसपर आपको ध्यान रखनी चाहिए।

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● लोन की EMI या क्रेडिट कार्ड के बिल को पेमेंट करने में देरी

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● क्रेडिट कार्ड की पूरी लिमिट का यूज करना और ज्यादा खर्च करना

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● एक साथ एक समय पर कई लोन चलाने पर भी आपका CIBIL Score कम या खराब हो सकता है।

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● कई बार सेविंग्स अकाउंट में मिनिमम बैलन्स ना रखने पर भी आपका CIBIL Score निगेटिव में जा सकता है।

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● अगर आपने क्रेडिट कार्ड या लोन का सेटलमेंट किया है तो भी आपका CIBIL Score काम हो जाता है।

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