10 Types of Loans in India.

1. Home loan: Secured loan for buying or constructing a house or property, available for up to 30 years.

2. Personal loan: Unsecured loan for personal expenses, available for up to 5 years with higher interest rates.

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3. Education loan: For financing higher education in India or abroad, available for undergraduate, postgraduate, and vocational courses.

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4. Business loan: For starting or expanding a business, available in secured and unsecured forms with competitive interest rates.

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5. Car loan: Secured loan for purchasing a new or used car, available for up to 7 years.

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6. Gold loan: Secured loan taken against the value of gold, available at a lower interest rate for up to 24 months.

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7. Loan against property: Secured loan taken against the value of a property for debt consolidation, business expansion, or personal expenses.

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8. Agricultural loan: For financing agricultural activities, available for up to 5 years with lower interest rates.

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9. Loan against fixed deposit: Secured loan against the value of a fixed deposit with a lower interest rate than personal loans.

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10. Credit card loan: Unsecured loan for credit cardholders with a shorter repayment tenure of up to 3 years and higher interest rates.

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