Top 5 Bank of Baroda credit cards

When it comes to choosing a best credit card, the options seem endless. Bank of Baroda provide diverse range of credit cards to meet various needs. In this article we will explain about top 5 Bank of Baroda credit cards, and their unique features and benefits.

1. Bank of Baroda Eterna Credit Card

Benefits of Bank of Baroda Eterna Credit Card

• Milestone Rewards: Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days. Get 20,000 bonus reward points on spending ₹5,00,000 in a year.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
• Core Reward Points: Earn 3 reward points for every ₹100 spent on other categories. Get 1.5 reward points for every ₹100 spent on SELECT MCCs*.
• Redeem Reward Points for Cashback: Convert your reward points into cashback at a rate of 1 reward point = ₹0.25.
• Smart EMI Option: Convert purchases over ₹2,500 into easy EMIs of 6/36 months.
• Additional Benefits: Avail of up to 3 lifetime free add-on cards for family members. Enjoy an in-built insurance cover for financial protection.

Bank of Baroda Eterna Credit Card Fees and Charges

Fees/Charges	Primary	Add-on
First Year Fee (levied in the first statement):	₹ 2499	NIL
Annual Fee:	₹ 2499	NIL

First Year Waiver: Get joining fee waiver on spending ₹25,000 within the first 60 days of card setup date. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made. Spend ₹2.5 Lakhs or more in a year for annual fee waiver in the subsequent year.

2. Bank of Baroda PREMIER Credit Card

Benefits of Bank of Baroda PREMIER Credit Card

• Reward Points: Earn 5X (10 points) for every ₹100 spent on Travel, Dining, and Abroad. Get 2 points for every ₹100 spent on other categories.
• Airport Lounge Access: Receive 1 complimentary airport lounge visit every calendar quarter.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
• Zero Annual Fees: Make it lifetime free by spending ₹10,000 within 60 days and ₹1,20,000 in a year.
• Multiple Redemption Options: Redeem reward points for cashback and other exciting options.

Bank of Baroda PREMIER Credit Card Fees and Charges

Fees/Charges	Primary	Add-on
First Year Fee:	₹ 1000	NIL
Annual Fee:	₹ 1000	NIL

First Year Fee Reversal Spend Rs. 10,000 on your card within the first 60 days of card setup date for the first-year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made. Annual Fee Waiver Spend Rs. 1,20,000 on your card in a year for fee waiver.

3. Bank of Baroda SELECT Credit Card

Benefits of Bank of Baroda SELECT Credit Card

• Reward Points: Earn 5X rewards on online and more. Get 5 points for every ₹100 spent on Dining and Online spends.
• Fuel Surcharge Waiver: Avail a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
• Annual Fee Waiver: Make it lifetime free by spending ₹7,500 within 60 days and ₹70,000 in a year.
• Flexible EMI Options: Convert purchases over ₹2,500 into easy EMIs of 6/36 months.

Bank of Baroda SELECT Credit Card Fees and Charges

Fees/Charges	Primary	Add-on
First Year Fee:	₹ 750	NIL
Annual Fee:	₹ 750	NIL

First Year Fee Reversal Spend Rs. 7,500 on your card within the first 60 days of card setup date for the first-year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made. Annual Fee Waiver Spend Rs. 70,000 on your card in a year for fee waiver.

4. Bank of Baroda EASY Credit Card

Benefits of Bank of Baroda EASY Credit Card

• Reward Points: Earn 5X rewards on daily expenses. Get 5 points for every ₹100 spent on Departmental stores and Movies.
• Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
• Annual Fee Waiver: Make it lifetime free by spending ₹6,000 within 60 days and ₹35,000 in a year.
• Versatile Redemption Options: Redeem reward points for cashback and other exciting options.

Bank of Baroda EASY Credit Card Fees and Charges

Fees/Charges	Primary	Add-on
First Year Fee:	Life time free	Life time free
Annual Fee:	Life time free	Life time free

5. Bank of Baroda PRIME Credit Card

Benefits of Bank of Baroda PRIME Credit Card

• Guaranteed Issuance: Obtain PRIME against a fixed deposit of ₹15,000 or more without any income proof.
• Cashback on All Spends: Earn 1 reward point for every ₹100 spent on select MCCs* and 2 points for all other MCCs.
• Annual Fee Waiver: Enjoy a lifetime free card with zero first-year and annual fees.
• Fuel Surcharge Waiver: Avail a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 (Max. waiver of ₹250 per month).
• Easy EMI Option: Convert purchases over ₹2,500 into easy EMIs of 6/36 months.

Bank of Baroda PRIME Credit Card Fees and Charges

Fees/Charges	Primary	Add-on
First Year Fee:	Nil	Nil
Annual Fee:	Nil	Nil

FAQ

Related Topics:

• Bank of Baroda Eterna Credit Card
• Bank of Baroda Credit Card Interest Rate
• Bank of Baroda Credit Card Apply Eligibility
• Bank of Baroda Personal Loan Details