RBL Bank ShopRite Credit Card might be your perfect shopping companion. In this article, we will explain all the details of RBL Bank Shoprite Credit Card, including benefits, eligibility criteria and how to apply for RBL Bank Shoprite Credit Card.
RBL Bank ShopRite Credit Card
The RBL ShopRite Credit Card is tailor-made for shopaholics who want to make the most of their shopping endeavors. This card offers number of benefits and features designed to add value to your purchases, from groceries to retail therapy.
RBL Bank ShopRite Credit Card Features
- Suitability: The RBL Bank ShopRite Credit Card is perfect for individuals who love to shop and save money while doing so.
- Shopping and Savings: This card is your gateway to saving money on everyday purchases, making shopping more affordable and enjoyable.
- Annual Charges: The annual charges for this card are just ₹500, a reasonable fee considering the value it offers.
- Best Feature: The standout feature of this credit card is the value-back advantages. Cardholders can maximize their savings by receiving value back on groceries and petrol costs, making regular purchases more cost-effective.
Benefits of RBL Shoprite Credit Card
This credit card offers a wide range of benefits that cater to your shopping interests:
- Rewards: Cardholders can enjoy cashback, reward points, and special deals on their purchases. Additionally, this card offers a 5% value back on essential grocery purchases.
- Entertainment Discounts: As a cardholder, you can receive a 10% discount on movie tickets at BookMyShow up to 15 times a year.
- Special Offers: Access exclusive special offers and promotions, enhancing the value of your shopping experience and providing opportunities for savings.
- Welcome Rewards: Upon paying the card’s joining fee, you become eligible for a welcome benefit of 2,000 reward points, offering a delightful start to your card membership.
- Fuel Surcharge Waiver: Enjoy a waiver for fuel transactions ranging between ₹500 and ₹4,000 at any fuel station, with a maximum cap of ₹100 per month.
- Annual Fee Reversal: By spending ₹1 lakh in the previous year, you can have your annual fee waived, adding to the overall cost-effectiveness of this card.
- Reward Point Accumulation Advantage: Earn 1 reward point for every ₹100 spent on everything other than petrol, ensuring rewards for various types of purchases.
RBL Bank Shoprite Credit Card Fees and Charges
| Primary & Add-on Card Joining Fee: | There is no joining fee for primary and add-on cardholders. |
| Annual Charges: | ₹500 |
| Cash Advance Fee: | 2.5% of the cash amount (minimum ₹500). |
| Service Charges: | GST rate as prescribed by the Government (18% as applicable). |
RBL Shoprite Credit Card Eligibility Criteria
To apply for the Shoprite Credit Card, you need to meet the following eligibility criteria:
- Cardholder Age Range: 18 to 65 years
- Minimum Income: A minimum annual Income Tax Return of ₹3 lakhs and above (the criteria may vary depending on the applicant’s profile).
- Occupational Requirement: The card is available to both salaried and self-employed individuals.
- Residency Requirement: Applicants must be residents of India.
Documents Required to Apply for the Shoprite Credit Card
When applying for the Shoprite Credit Card, you will need to provide the following documents:
- Proof of Identity (Aadhaar Card, Passport, or Driver’s Licence)
- Proof of Address (Aadhaar Card, Passport, Utility Bills, or Rental Agreement that establishes your residential address)
- Proof of Income
- PAN Card
- Passport-Size Photographs
How to Apply for the Shoprite Credit Card?
Applying for the RBL Bank ShopRite Credit Card is a straightforward process:
- Visit the official application page dedicated to the credit card (https://www.rblbank.com/personal-banking/cards/credit-cards/shoprite-credit-card).
- Click on the ‘Apply Now’ button to start the application procedure.
- Provide your personal information, including your name, birth date, gender, mobile number, email address, and city of residence.
- Authorize bank communication by marking the checkbox, granting permission for a bank representative to contact you regarding your credit card application.
- Confirm that you’re not a robot by selecting the corresponding checkbox.
- Generate a single-use password (OTP) by clicking ‘Get OTP,’ which will be sent to your mobile number and email address. Enter the OTP to confirm your identity.
- Provide additional information, including your area’s pin code, residential address, primary source of income, monthly income, and PAN Card details.
- Accept the ‘Terms and Conditions,’ and click ‘Submit’ to complete and submit your application.
- Once submitted, the bank will review your application, and a representative will guide you through the next steps, including the submission of the necessary Know Your Customer (KYC) documents. If your information meets the bank’s criteria, your application will be approved, ensuring a seamless way to get started with your credit card.
FAQ
What is the annual fee for the RBL ShopRite Credit Card?
The annual fee for the RBL ShopRite Credit Card is ₹500.
Can I get a waiver on the annual fee?
Yes, you can have your annual fee waived by spending ₹1 lakh in the previous year.
Are there any discounts on entertainment with this card?
Yes, cardholders can enjoy a 10% discount on movie tickets at BookMyShow up to 15 times a year.
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