Standard Chartered Bank is one of the leading banks in the world, providing its customers with a range of financial services, including credit cards. If you are a Standard Chartered Bank credit card holder and wish to close your credit card, there are certain things you need to know. This article will guide you on how to close your Standard Chartered Bank credit card step-by-step.
- Step 1: Clear your dues: The first thing you need to do before closing your Standard Chartered Bank credit card is to clear all the dues on your credit card. Make sure you pay the outstanding balance on your credit card, including any interest charges, late fees, or any other fees that may be applicable.
- Step 2: Redeem reward points: If you have any reward points on your Standard Chartered Bank credit card, make sure you redeem them before closing the card. Once your card is closed, you will not be able to use your reward points.
- Step 3: Call customer care: The next step is to call the Standard Chartered Bank customer care and inform them that you want to close your credit card. You will be required to provide your credit card number and other details to the customer care executive.
- Step 4: Follow up with a written request: After you have informed the customer care executive about your intention to close your credit card, follow up with a written request. Write a letter addressed to the Standard Chartered Bank stating that you wish to close your credit card account. In the letter, mention your credit card number, name, and contact details.
- Step 5: Cut your credit card: Once you have completed all the above steps, cut your Standard Chartered Bank credit card into small pieces. Make sure you cut it into small pieces so that it cannot be misused by anyone.
- Step 6: Wait for confirmation: After you have completed all the above steps, wait for a confirmation from the Standard Chartered Bank that your credit card has been successfully closed. Make sure you receive a written confirmation from the bank stating that your credit card account has been closed.
Closing your Standard Chartered Bank credit card is a simple process, provided you follow the above steps carefully. It is important to clear all your dues before closing your credit card and redeem any reward points that you may have accumulated. Once you have informed the bank of your intention to close your credit card, follow up with a written request and wait for confirmation from the bank that your credit card has been successfully closed. By following these simple steps, you can ensure that your credit card account is closed without any hassle.
Standard Chartered Bank Credit Card Customer Care
- Standard Chartered Bank Credit Card customer care can be contacted at 1800 345 1000 (toll-free) or +91 22 6108 1000 (non-toll-free). These numbers are available 24/7.
- You can also send an email to [email protected].
- If you prefer to visit a branch, you can find the nearest one by visiting the bank’s website and clicking on the “Branches & ATMs” option.
FAQ
How can I close my Standard Chartered Bank credit card?
You can close your credit card by contacting the Standard Chartered Bank customer care center or visiting the nearest branch. You will need to settle all outstanding dues before closing the card.
Is there a fee for closing my Standard Chartered Bank credit card?
No, there is no fee for closing your credit card.
Can I close my Standard Chartered Bank credit card online?
No, you cannot close your credit card online. You will need to contact the customer care center or visit a branch.
Will closing my Standard Chartered Bank credit card affect my credit score?
Yes, closing a credit card can affect your credit score. It is important to settle all outstanding dues and consider the impact on your credit score before closing your card.
How long does it take to close my Standard Chartered Bank credit card?
It can take up to 7 working days for the card to be closed after all outstanding dues have been settled.
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