If you are looking for a credit card that offers great rewards on shopping, then the Flipkart Axis Bank Credit Card could be the best option for you. In this article, we will take an in-depth look at the various features, benefits, welcome offers, eligibility criteria, documentation requirements, and fees associated with the Flipkart Axis Bank Credit Card.
Welcome Benefits
As a new cardholder, you’ll be delighted to know that the Flipkart Axis Bank Credit Card offers generous joining and activation benefits worth Rs. 1100. These benefits are applicable upon receiving your card, and you can find detailed information about them in the Welcome Benefits section.
- Cashback with Every Transaction: With the Flipkart Axis Bank Credit Card, you can enjoy cashback rewards on your everyday purchases.
- 5% Cashback on Flipkart & Myntra: Whenever you make a purchase on Flipkart or Myntra using your card, you’ll earn 5% cashback, allowing you to save significantly on your online shopping.
- 4% Cashback on Preferred Merchants: The card offers 4% cashback on transactions made at Preferred Merchants. You can refer to the list of Preferred Merchants to explore the eligible outlets.
- 1.5% Cashback on All Other Categories: For transactions made in other categories apart from Flipkart, Myntra, and Preferred Merchants, you’ll still earn a generous cashback of 1.5%.
- Airport Lounge Access: Frequent flyers will appreciate the airport lounge access feature of the Flipkart Axis Bank Credit Card. With this card, you can enjoy four complimentary lounge visits to select airport lounges within India per calendar year. It’s a fantastic perk that adds an extra touch of luxury to your travel experiences.
- Fuel Surcharge Waiver: Save on fuel expenses with the Flipkart Axis Bank Credit Card. You’ll receive a 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This benefit is applicable to transactions ranging from Rs. 400 to Rs. 4000, with maximum benefits of up to Rs. 400 per statement cycle. Do note that the GST charged on fuel surcharge is non-refundable, and cashback is not earned on fuel transactions.
- Dining Delights: Food lovers rejoice! With Axis Bank Dining Delights, you can indulge in delectable cuisines while enjoying up to 20% off at partner restaurants in India. It’s the perfect way to enhance your dining experiences and make every meal memorable.
- Convert Purchases to EMI: Big-ticket purchases are now more manageable with the Flipkart Axis Bank Credit Card. If you have a transaction over Rs. 2,500, you can contact the bank to convert it into easy EMIs. This feature provides you with greater flexibility in managing your expenses.
Eligibility & Documentation
To be eligible for the Flipkart Axis Bank Credit Card, you need to meet the following eligibility criteria:
- Age: The primary cardholder should be between 18 years and 70 years old.
- Residential Status: The individual should either be a Resident of India or a Non-Resident Indian (NRI).
When applying for the Flipkart Axis Bank Credit Card, you’ll need to provide the following documents:
- PAN Card or Form 60: Submit a copy of your PAN card or Form 60.
- Identity Proof: Submit any one of the following documents as proof of identity: Passport, Driving license, PAN card,Aadhaar card.
- Residence Proof: Provide any one of the following documents as proof of residence: Passport, Ration Card, Electricity bill,Landline telephone bill.
- Colour Photograph: Include a recent color photograph as part of the application.
- Proof of Income: Submit proof of income in the form of your latest payslip, Form 16, or IT return copy.
Fees & Charges
Here’s a breakdown of the fees and charges associated with the Flipkart Axis Bank Credit Card:
| Description | Charges |
|---|---|
| Joining Fee: | Rs. 500 |
| Annual Fee: | 2nd year Onwards: Rs. 500 |
| Add-on Card Joining Fee: | Nil |
| Add-on Card Annual Fee: | Nil |
| Card Replacement Fee: | Nil |
| Cash Payment Fee: | Rs. 100 |
| Duplicate Statement Fee: | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee: | Waived |
| Outstation Cheque Fee: | Waived |
| Mobile Alerts for Transactions: | Free |
| Balance Enquiry Charges: | Waived |
| Finance Charges (Retail Purchases and Cash): | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees: | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fees: | Nil if Total Payment Due is less than Rs. 500 |
| Overdue Penalty or Late Payment Fees: | Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000 |
| Overdue Penalty or Late Payment Fees: | Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000 |
| Overdue Penalty or Late Payment Fees: | 2.5% of the over limit amount (Min Rs. 500) |
| Cheque Return or Dishonor Fee or Auto-debit Reversal Fee: | 2% of the payment amount subject to Min. Rs. 450, Max. Rs. 1,507 |
| Surcharge on Purchase or Cancellation of Railway Tickets: | As prescribed by IRCTC/Indian Railways |
| Foreign Currency Transaction Fee: | 3.5% of the transaction value |
| Reward Redemption Fee: | No |
| Rent Transaction Fee: | 1% capped at INR 1,500 per transaction on rental transactions |
How to apply for Flipkart Axis Bank Credit Card?
Applying for the Flipkart Axis Bank Credit Card is a simple and convenient process. Step-by-step guide on how to apply for Flipkart Axis Bank Credit Card?
- Go to the official website of Axis Bank using your preferred web browser.
- Explore the website and locate the “Credit Cards” section. It is usually found in the main menu or on the homepage.
- Within the Credit Cards section, look for the Flipkart Axis Bank Credit Card. Click on it to access the detailed information and application page.
- Take the time to carefully read and understand the features, benefits, fees, and eligibility criteria associated with the Flipkart Axis Bank Credit Card. This will ensure that the card aligns with your requirements.
- Once you are satisfied with the card details, click on “Apply Now” button to start the application process.
- Now you will be redirected to an online application form. Fill in the required details accurately, including your personal information, contact details, employment details, and income details.
- As part of the application, you will need to upload the required documents. These may include a copy of your PAN card or Form 60, residence proof, identity proof, a color photograph, and proof of income (such as the latest payslip, Form 16, or IT return copy). Ensure that you have scanned copies or digital versions of these documents ready for upload.
- Double-check all the information you have provided in the application form and ensure its accuracy. Once you are confident that everything is correct, submit the application.
- After submitting the application, the bank will review your details and make a decision regarding the approval of your credit card. The bank will communicate the decision to you within a specified period, usually within 21 working days.
- The Flipkart Axis Bank Credit Card offers an array of features and benefits that cater to the needs of avid shoppers. With attractive cashback rewards, airport lounge access, fuel surcharge waivers, dining discounts, and the ability to convert purchases into EMIs, this credit card is a perfect companion for your shopping journeys.
- To apply for the card, ensure you meet the eligibility criteria and have the necessary documents ready. Remember to go through the fees and charges section to have a clear understanding of the financial obligations associated with the card.
FAQ
What is the joining fee for the Flipkart Axis Bank Credit Card?
Joining fee: Rs. 500.
Is there an annual fee for the Flipkart Axis Bank Credit Card?
Yes, there is an annual fee of Rs. 500 from the second year onwards.
Are there any charges for add-on Flipkart Axis Bank Credit Card?
No, there are no charges for add-on cards.
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