Bank of Maharashtra Credit Card: Bank of Maharashtra (BoM) offers a range of credit cards with attractive features and benefits to cater to the diverse needs of customers. From rewards and fuel surcharge waivers to card liability cover and contactless payments, BoM credit cards provide convenience and security in your financial transactions.
Features of BoM Credit Cards
- Welcome Offer: Upon your first retail spend of Rs.1,000/- or above, you will receive 100 bonus reward points as a welcome gesture from Bank of Maharashtra.
- Rewards: Earn reward points for every purchase made using your BoM credit card. You will receive one reward point for every Rs.100/- spent. These reward points can be converted into attractive merchandise.
- Fuel Surcharge Waiver: Enjoy a waiver on fuel surcharges for transactions between Rs.500/- and up to Rs.4,000/- at all fuel stations in India. The maximum waiver is Rs.200/- per billing cycle.
- Card Liability Cover: In case of the unfortunate event of a lost credit card, you are not liable for any fraudulent transactions made after reporting the loss to the bank. BoM provides protection against card counterfeit, skimming, and online frauds.
- Contactless Card and Usage: Make quick, secure, and easy payments by tapping your BoM credit card at participating merchants. For transactions up to Rs.5,000/-, you can pay without entering your credit card PIN.
- Insta-EMI: Convert transactions of Rs.2,500.00 and above into easy EMIs. You can do this by logging into your Credit Card Self Care Portal on the BoM website. Please note that purchases of gold or jewelry are not eligible for EMI conversion.
- Add-on Cards: Share the benefits of your BoM credit card with your loved ones by availing of the add-on card facility. The best part is that the add-on card comes free for a lifetime.
- Rupay Offers and VISA Card Offers: BoM credit cardholders can enjoy exclusive offers and discounts through tie-ups with Rupay and VISA.
Fees & Charges
- The annual card membership fee is waived for the first year.
- The annual fee is waived if your card usage reaches Rs.30,000/- or more during the previous year.
Eligibility Criteria
- The primary cardholder must be aged between 21 years and 65 years.
- The minimum age criteria for an add-on cardholder is 18 years.
How to Apply Bank of Maharashtra Credit Card?
To apply for a Bank of Maharashtra Credit Card, please follow these steps:
- Visit the official website of Bank of Maharashtra at www.bankofmaharashtra.in.
- Go to the “Credit Cards” section on the website.
- Scroll Down and look for the option (Link for downloading of application).
- Click on the download link to obtain the application form. The form will be downloaded in a PDF format.
- Once the application form is downloaded, take a printout of the form.
- Carefully fill in all the required details in the application form. Make sure to provide accurate and complete information.
- Attach all the necessary documents as mentioned in the application form. These may include identity proof, address proof, income proof, and any other documents specified by the bank.
- Double-check the form and attached documents to ensure everything is in order.
- Visit the nearest Bank of Maharashtra branch along with the filled application form and the required documents.
- Submit the application form and documents to the bank representative at the branch.
- The bank representative will verify the provided information and process your application.
- Once your application is approved, you will receive further instructions from the bank regarding the issuance and delivery of your credit card.
Remember to keep a copy of the filled application form and the submitted documents for your reference. It is also advisable to maintain regular communication with the bank to stay updated on the status of your credit card application.
Bank of Maharashtra Credit Card Application Form
Bank of Maharashtra Credit Card Application Form Download CLICK HERE
How to Activate your BoM Credit Card?
When you receive your BoM credit card, it will be in an inactive status for security reasons. To activate the card and generate a green PIN, follow these steps:
- Register on the Customer Self Care web portal at https://creditcard.bankofmaharashtra.in/.
- Login to the card activation portal using your web browser.
- Complete the new user registration process and enter your details.
- Verify your mobile number and email address by entering the OTP received.
- Set a passcode for your account and submit the activation request.
Using the Forget Password Facility:
If you forget your password, follow these steps to reset it:
- Login to the self-service web portal at https://creditcard.bankofmaharashtra.in/.
- Select the “Forgot Password” option.
- Enter your user ID and continue.
- Validate your account by entering the OTP received.
- Set a new passcode for your account and submit the request.
EMI Facility on Bank of Maharashtra Credit Card
Yes, you can convert transactions of a minimum of Rs.2,500/- into EMIs. You can choose from various repayment tenures, including 3, 6, 9, 12, 18, and 24 months. However, please note that transactions made for the purchase of gold or jewelry are not eligible for conversion into EMIs.
Customer Support
Bank of Maharashtra provides dedicated customer support to address any queries or issues related to credit cards. You can reach out to the bank through the toll-free numbers 1800-233-4526 or 1800-102-2636. In case of loss, theft, or misuse of your card, you can instantly block your card using these numbers.
Bill Payment
To make payments towards your Bank of Maharashtra credit card, you can follow these steps:
- Provide your Bank of Maharashtra credit card details, including the card number, email address, mobile number, and payment amount.
- Proceed to make the payment by selecting your preferred payment mode.
- Once the transaction is initiated, you will receive an online confirmation regarding the status of your payment.
- In case of any issues with bank settlement or network failure, please allow 24 to 48 hours for the credit to reflect in your account.
Bank of Maharashtra offers a range of credit cards with attractive features and benefits. From welcome offers and rewards to fuel surcharge waivers and card liability cover, these credit cards provide convenience and security in your financial transactions. With the added flexibility of EMI conversions and excellent customer support, Bank of Maharashtra credit cards are designed to meet your diverse needs.
FAQ
What is the welcome offer for Bank of Maharashtra Credit Card?
The welcome offer includes 100 Bonus Reward Points on the first retail spend of Rs. 1,000 or above.
How can I earn rewards with my Bank of Maharashtra Credit Card?
You can earn rewards points for every purchase made using your credit card. You will receive one reward point for every Rs. 100 or its multiple.
Is there a fuel surcharge waiver on Bank of Maharashtra Credit Card?
Yes, fuel surcharge is waived for fuel transactions between Rs. 500 and up to Rs. 4,000 at all fuel stations in the country. The maximum waiver is Rs. 200 per billing cycle.
Is there any liability cover for fraudulent transactions on my credit card?
In case of loss or theft of your credit card, you have zero liability for any fraudulent transactions made after reporting the loss to the bank. You are also protected against card counterfeit, skimming, and online frauds.
Can I make contactless payments with my Bank of Maharashtra Credit Card?
Yes, you can make quick, secure, and easy payments by tapping your credit card at participating merchants for transactions up to Rs. 5,000 without entering a PIN.
Can I convert my transactions into EMI on Bank of Maharashtra Credit Card?
Yes, you can convert transactions worth Rs. 2,500 or above into EMI. However, purchases of gold or jewelry are not eligible for conversion into EMI.
Are there any fees and charges associated with Bank of Maharashtra Credit Card?
The annual card membership fee is waived for the first year. Additionally, the annual fee is waived if your card usage is Rs. 30,000 or more in the previous year.
What is the eligibility criteria for Bank of Maharashtra Credit Card?
The primary cardholder should be aged between 21 years and 65 years. The minimum age for an add-on cardholder is 18 years.
How can I activate my Bank of Maharashtra Credit Card?
To activate your credit card, you need to register on the Customer Self Care web portal provided by Bank of Maharashtra. Follow the instructions provided to generate a PIN.
Is there a facility to convert transactions into EMI on Bank of Maharashtra Credit Card?
Yes, you can convert transactions into EMI for amounts of Rs. 2,500 or above. However, purchases of gold or jewelry are not eligible for conversion.
Is there a toll-free number for resolving credit card-related issues?
Yes, you can contact the Bank of Maharashtra toll-free numbers 1800 233 4526 or 1800 102 2636 to instantly block your card in case of loss, theft, or misuse.
How can I make bill payments for my Bank of Maharashtra Credit Card?
You can make payments for your credit card through the Bank of Maharashtra website. Enter your credit card details, email address, mobile number, and payment amount to complete the transaction.
Is there a fee for adding an add-on card to my Bank of Maharashtra Credit Card?
No, the add-on card is provided free of charge for a lifetime. You can offer the benefits of your credit card to your loved ones through the add-on card offering.
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