If you are looking for a credit card that rewards for every purchase you make then, Axis Bank REWARDS Credit Card is a card you should consider. With its impressive welcome benefits, reward points, and membership benefits, this card is sure to make your spending experience rewarding.
Features & Benefits
- Welcome Benefit: When you apply for the Axis Bank REWARDS Credit Card, you get a welcome benefit of 5,000 EDGE REWARD points. All you need to do is make cumulative net spends of Rs. 1,000 or more within 30 days of card issuance.
- Reward Points: With the Axis Bank REWARDS Credit Card, you earn 2 EDGE REWARD points for every Rs. 125 spent, with no limit on the number of reward points you can earn. Additionally, you can earn 10X reward points on every Rs. 125 spent on apparel and departmental stores. You can also receive accelerated points for spending up to Rs. 7,000 per month on specific categories. Your reward points will be credited directly to your EDGE account, making it easy for you to keep track of your earnings.
- Membership Benefits: As an Axis Bank REWARDS Credit Cardholder, you can enjoy a bouquet of memberships up to Rs. 1,000 every anniversary year. Eligible customers will receive the membership link via SMS on their registered mobile number within 60 days of becoming eligible.
- Milestone Benefits: Axis Bank REWARDS Credit Card also offers milestone benefits. You can earn 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle.
Other Benefits
The Axis Bank REWARDS Credit Card also comes with other benefits, including:
- 30% off on Swiggy: Get 30% off on Swiggy for food delivery. Use Coupon code to avail of the discount. Maximum discount is capped at Rs. 150 per order. Offer is applicable on minimum transactions of Rs. 200 per order. Customers can avail of the discount up to 2 times in a month.
- Complimentary Lounge Access: Enjoy 2 complimentary lounge accesses per quarter at select domestic airports with your REWARDS Credit Card.
- Fuel Surcharge Waiver: Get 1% fuel surcharge on fuel purchases at all fuel stations across India. Valid on transactions between Rs. 400 to Rs. 5,000 only; maximum benefit up to Rs. 400 per statement cycle.
- Insurance Benefits: Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the delay of check-in baggage and loss of travel documents. Cover up to USD 500 for the loss of check-in baggage. Credit Shield of 1 lakh.
- Dining Delights: Get up to 15%* off maximum Rs. 500 at our partner restaurants in India. Just present your card at the restaurant before the bill is generated.
Fees and Charges
| Fees | Charges |
|---|---|
| Joining Fee: | Rs. 1,000 |
| 2nd year Onwards: | Rs. 1,000 Annual fee waived off on annual spends of Rs. 2,00,000 and above. |
| Add-on card joining fee: | Nil |
| Add-on card annual fee: | Nil |
| Finance charges: | 3.6% per month (52.86% annual) |
| Cash withdrawal fee: | 5% (Min Rs. 500) of the Cash Amount |
| Fee for cash payment: | Rs. 100 |
| Card replacement: | Nil |
| Duplicate statement fee: | Waived |
| Overdue penalty: | • Nil if outstanding amount is less than Rs. 500. • Rs. 500 if outstanding amount is between Rs. 501 and Rs. 5,000. • Rs. 750 if outstanding amount is between Rs. 5,001 and Rs. 10,000. • Rs. 1,000 if outstanding amount is greater than Rs. 10,001. |
| Overlimit penalty: | 2.5% of the over-limit amount (Min Rs. 500) |
| Charge slip retrieval fee: | Waived |
| Outstation cheque fee: | Waived |
| Cheque return or dishonor: | 2% of the payment amount subject to min Rs. 450, Max Rs. 1,503. |
| Surcharge on railway tickets: | As prescribed by IRCTC/Indian Railways |
| Fuel transaction surcharge: | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 5,000) |
| Foreign currency transaction fee: | 3.50% of the transaction value |
| Mobile alerts for transactions: | Waived |
| Balance enquiry charges: | Waived |
| Reward redemption fee: | No |
Axis Bank REWARDS Credit Card Eligibility Criteria
To be eligible for the Axis Bank REWARDS Credit Card, the primary cardholder should be between 18 and 70 years old and a resident of India.
Document Required for Axis Bank REWARDS Credit Card
The required documents for the application include:
- PAN card or Form 60
- Residence Proof
- Identity Proof
- A colour photograph
- Proof of income in the form of the latest payslip/Form 16/IT return copy.
How to Apply for Axis Bank REWARDS Credit Card?
To apply for the Axis Bank REWARDS Credit Card, you can visit the Axis Bank website or any Axis Bank branch. Keep the required documents ready, including a copy of your PAN card, a colour photograph, proof of income, residence proof, and identity proof.
FAQ
What is the joining fee for the Axis Bank REWARDS Credit Card?
The joining fee is Rs. 1,000.
Is there an annual fee for the second year onwards?
Yes, the annual fee from the second year onwards is Rs. 1,000. However, it is waived off on annual spends of Rs. 2,00,000 and above.
Can I get an add-on card for my family members?
Yes, you can get an add-on card for your family members, and there are no joining or annual fees for add-on cards.
How can I earn reward points?
You can earn unlimited 2 EDGE REWARD points for every Rs. 125 spent. Additionally, you can earn 10X reward points on every Rs. 125 spent on apparel and departmental stores.
How can I avail of the Swiggy discount?
To avail of the 30% off on Swiggy, use the coupon code during checkout. The maximum discount is capped at Rs. 150 per order, and the offer is applicable on a minimum transaction of Rs. 200 per order. You can avail of the discount up to 2 times in a month.
What are the eligibility criteria for the Axis Bank REWARDS Credit Card?
The primary cardholder should be between 18 and 70 years old and a resident of India.
What documents are required for the application?
You will need a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph, and proof of income.
Axis Bank REWARDS Credit Card : Link
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