Axis Bank offers various banking services including credit cards. The best credit card from Axis Bank is Axis Bank Neo Credit Card. In this article we will explain about Axis Bank Neo Credit Card benefits, eligibility criteria, fees and charges and how to apply for Axis Bank Neo Credit Card.
Benefits of Axis Bank Neo Credit Card
- Activation Benefit: Receive a 100% cashback up to Rs. 300 on your first utility bill payment within the initial 30 days of card issuance.
- Zomato Discounts: Enjoy 40% discount on food delivery through Zomato using your Neo Credit Card. Use the coupon code AXISNEO to avail the discount.
- Amazon Pay Benefits: Get 5% discount on mobile recharges, broadband payments, and DTH recharges made through Amazon Pay. The maximum discount is capped at Rs. 150 per month, and this offer can be availed once a month.
- Axis Bank Neo Credit Card brings exclusive savings: Blinkit offers 10% off, up to Rs. 250 on a minimum spend of Rs. 750 monthly. Enjoy a 10% discount on Myntra with a minimum purchase of Rs. 500. BookMyShow treats you to a 10% discount on movie tickets, capped at Rs. 100 monthly. Shop and entertain smarter with these fantastic card perks.
- Dining Delights: Indulge in delightful cuisines with Axis Bank Dining Delights, offering up to 15% discount at partner restaurants in India.
Axis Bank Neo Credit Card Eligibility Criteria
If you are a resident of India or a Non-Resident Indian, and you fall between the ages of 18 and 70, you are eligible for Axis Neo Credit Card, if you are thinking of adding a cardholder, they just need to be over 15.
- Residency: You should be either a resident of India or a Non-Resident Indian.
- Age: Primary cardholder, should be between 18 and 70 years old.
- Adon Card Age: Minimum 15 years old.
Axis Bank Neo Credit Card Documents Required
- Identity proof: Passport, Driving License, PAN Card, Aadhaar Card.
- Residence proof: Passport, Ration Card, Electricity Bill, Landline Telephone Bill.
- A color photograph of yourself.
- Proof of income – Latest payslip, Form 16, or a copy of IT return.
Axis Bank Neo Credit Card Fees and Charges
Fees and charges associated with the Axis Bank Neo Credit Card:
| Fees & Charges | Amount |
|---|---|
| Joining Fees: | Rs. 250 |
| Annual Fees: | 1st Year: Nil (2nd Year onwards: Rs. 250) |
| Interest Charges: | 3.6% (52.86% per annum) |
| Cash Withdrawal Fees: | 2.5% (Min. Rs. 500) Of The Cash Amount |
Late Payment Charges on Axis Bank Neo Credit Card
| Bill Amount | Charges |
|---|---|
| <₹500: | ₹0.0 |
| ₹501 – ₹5,000: | ₹500 |
| ₹5,001 – ₹10,000: | ₹750 |
| ₹10,000+: | ₹1200 |
Axis Bank Neo Credit Card Other Charges
- Over Limit Charges: 2.5% of over the limit amount (Min. Rs. 500)
- Foreign Currency Transaction Fee: 3.50% of the transaction value
- Cash Payment Fee: Rs. 100
- Add-on Card Joining Fee: Nil
- Add-on Card Annual Fee: Nil
- Card Replacement Fee: Nil
- Duplicate Statement Fee: Waived
- Mobile Alerts for Transactions: Free
- Balance Enquiry Charges: Waived
How to Apply for Axis Bank Neo Credit Card online?
Follow these simple steps to apply for Axis Bank Neo Credit Card online:
- Go to the official Axis Bank website. Navigate to the “Credit Cards” section.
- Look for the Axis Bank Neo Credit Card among the options. Click on it to access more details.
- Before starting the application process, make sure you meet the eligibility criteria. Age, residency, and other details are mentioned.
- Once you have confirmed your eligibility, hit the “Apply Now” button. This will take you to the application page.
- Fill the necessary information in the application form. This includes personal details, contact information, and employment details.
- Attach the required documents, including a copy of your PAN card or Form 60, a color photograph, proof of income, residence proof, and identity proof.
- Before submitting, review all the information you have entered. Ensure it is accurate to avoid any delays.
- Once everything checks out, submit your application. You might receive an application reference number for future correspondence.
- The bank will now review your application. This may take a few days, during which they will assess your eligibility and documents.
- You will be notified once your credit card application is approved. If there are any issues, the bank will reach out to you for clarification.
- Once approved, your Axis Bank Neo Credit Card will be on its way to your registered address.
How to Apply for Axis Bank Neo Credit Card?
- Visit your nearest Axis Bank branch.
- Complete the application form.
- Submit the required documents.
- Await approval and start enjoying the benefits.
FAQ
What are the activation benefits of Axis Bank Neo Credit Card?
Receive a 100% cashback up to Rs. 300 on your first utility bill payment within the initial 30 days of card issuance.
How can I avail of Zomato discounts with Axis Bank Neo Credit Card?
Enjoy a 40% discount on Zomato food delivery using coupon code AXISNEO.
What are the eligibility criteria for Axis Bank Neo Credit Card?
Residents of India or Non-Resident Indians aged 18 to 70 are eligible. Cardholders must be over 15 years old.
What documents are required to apply for Axis Bank Neo Credit Card?
Identity and residence proof, a color photograph, and proof of income (latest payslip, Form 16, or IT return).
What are the fees associated with Axis Bank Neo Credit Card?
Joining fee: Rs. 250, Annual fee: Nil for the first year (Rs. 250 from 2nd year onwards). Interest rate: 3.6% (52.86% per annum). Other charges include late payment fees, over-limit charges, and a foreign currency transaction fee.
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