Abu Dhabi Islamic Bank (ADIB) stands tall as one of the leading Islamic financial institutions in the UAE, offering a wide array of credit cards to its esteemed customers. With ADIB credit card, users can revel in a host of benefits, including cashback, rewards, discounts, special offers, and more. Backed by excellent customer service and robust protection against fraud and identity theft, ADIB credit cards offer unparalleled convenience in making payments and managing finances.
ADIB Credit Card
ADIB Credit Cards are designed to cater to a diverse range of financial needs and lifestyle preferences. By following Sharia principles, these cards offer a unique way of banking, free from interest charges and accompanied by various charitable donation options. Customers can find ADIB credit cards suited to their specific requirements and enjoy numerous rewards and discounts.
ADIB Etihad Guest Visa Classic Card
- Type: Etihad Guest Cards
- Welcome Bonus: 10,000 Etihad Guest Miles
- Pay Annual Fees with Etihad Guest Miles
- Earn 1 Etihad Guest Mile for every 4 AED spent
ADIB Etihad Guest Visa Platinum Card
- Type: Etihad Guest Cards
- Welcome Bonus: 50,000 Etihad Guest Miles
- Pay Annual Fees with Etihad Guest Miles
- Earn up to 3 Etihad Guest Miles for every AED 4 spent
- Free Companion Ticket on yearly AED 150,000 spend
ADIB Etihad Guest Visa Gold Card
- Type: Etihad Guest Cards
- Welcome Bonus: 35,000 Etihad Guest Miles
- Pay Annual Fees with Etihad Guest Miles
- Earn up to 2 Etihad Guest Miles for every AED 4 spent
- Free Companion Ticket on yearly AED 150,000 spend
ADIB Value Card
- Type: ADIB Rewards Cards
- Get rewarded for your local and international spend
- Enjoy up to 25% discount on select dining outlets across the UAE
ADIB Booking Signature Card
- Type: ADIB Booking.com Cards
- 10% discount on hotels
- 5% cashback on flights
- 4% cashback on fuel spends
ADIB Booking Infinite Card
- Type: ADIB Booking.com Cards
- 200,000 sign-up reward points
- 10% discount on hotels
- 7% cashback on flights
- 5% cashback on fuel spends
- Earn 3 Reward Points for every dirham spent
ADIB Emirates Skywards Visa Infinite Card
- Type: ADIB Emirates Skywards Cards
- Up to 50,000 bonus Skywards Miles
- Emirates Skywards Silver tier membership
- Fast Track to Emirates Skywards Gold tier membership
- Emirates Home check-in services within Dubai
- Unlimited Airport lounge access for primary card holder and guest
ADIB Emirates Skywards Visa Signature Card
- Type: ADIB Emirates Skywards Cards
- Up to 25,000 bonus Skywards Miles
- Enjoy Emirates Skywards Silver tier membership
- Two complimentary Home check-in services within Dubai
- Unlimited airport lounge access via LoungeKey
ADIB Smiles Visa Gold Card
- Type: ADIB Smiles Covered Cards
- 20,000 Smiles points upon sign up!
- Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
- 10,000 Smiles points as quarterly bonus (subject to meeting spend criteria)
- Earn 16 Smiles points on every AED 5 spent on Smiles App
- Earn 8 Smiles points per AED 5 spent internationally
- Earn 6 Smiles points per AED 5 spent locally in the UAE
ADIB Smiles Visa Signature Card
- Type: ADIB Smiles Covered Cards
- 70,000 Smiles points upon sign up!
- Complimentary 1 Year subscription to Smiles
- Unlimited Buy 1 Get 1 worth AED 199
- 10,000 Smiles points as quarterly bonus (subject to meeting spend criteria)
- Earn 30 Smiles points on every AED 5 spent on Smiles App
- Earn 15 Smiles points per AED 5 spent internationally
- Earn 10 Smiles points per AED 5 spent locally in the UAE
ADIB Smiles Visa Platinum Card
- Type: ADIB Smiles Covered Cards
- 50,000 Smiles points upon sign up!
- Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
- 10,000 Smiles points as quarterly bonus (subject to meeting spend criteria)
- Earn 20 Smiles points on every AED 5 spent on Smiles App
- Earn 10 Smiles points per AED 5 spent internationally
- Earn 8 Smiles points per AED 5 spent locally in the UAE
ADIB Smiles Classic Card
- Type: ADIB Smiles Covered Cards
- 5,000 Smiles points upon sign up!
- 10,000 Smiles points as quarterly bonus (subject to meeting spend criteria)
- Earn 12 Smiles points on every AED 5 spent on Smiles App
- Earn 6 Smiles points per AED 5 spent internationally
- Earn 4 Smiles points per AED 5 spent locally in the UAE
ADIB ISIC Prepaid Card
- Type: ADIB ISIC Prepaid Card
- Global Recognition
- A range of discounts in UAE and abroad
ADIB Cashback Visa Card
- Type: ADIB Cashback Cards
- 4% on Supermarket & Grocery spends
- 4% on Fuel & Automobile spends
- 4% on School & Education payments
- 4% on Dining & Restaurant spends
- 4% on Utility payments
- Roadside Assistance once a Year
Eligibility for ADIB Credit Cards
The ADIB credit card eligibility criteria are as follows:
- Age: Applicants must be at least 18 years old. Minors under 18 can apply jointly with their legal guardian. The upper age limit varies from 65 to 75 years.
- Minimum Income: Each ADIB credit card has a minimum income eligibility criterion based on the card’s benefits.
- Credit History: ADIB will check the applicant’s credit history, including loan records, repayment history, and delinquencies.
Documents Required for ADIB Credit Cards
Applicants need to submit the following documents:
- Original passport and a copy
- Original Emirates ID (for UAE residents) and a copy
- Last 3 months’ bank statements
- Recent salary slip/certificate from the present employer
- For Business Covered Cards, additional documents may be required, such as trade license, membership certificate from the Chamber of Commerce, etc.
How to Apply for an ADIB Credit Card?
You can apply for an ADIB credit card in two ways:
- Visit any ADIB branch and submit the necessary documents.
- Apply online through the ADIB website, where you can select your preferred credit card and fill out the application form.
ADIB Credit Card Charges
ADIB credit cards adhere to Islamic Banking principles, offering a transparent fee structure. Some common charges include Late Payment Charge, Returned Cheque Charge, Card Replacement Charge, No Liability Certificate Charge, and Additional Credit Card Statement Charge.
ADIB Credit Card Payment Options
ADIB provides diverse payment options:
- Offline: Make payments at ADIB branches with cash or cheque.
- Internet Banking (e-ADIB): Pay online through the internet banking portal.
- Cash Deposit Machines (CDMs): Pay cash or cheque at ADIB CDMs.
- Telephone Banking: Initiate payments through telephone banking.
- Mobile Banking: Use the ADIB mobile app for secure payments.
- SMS Banking: Check account balance via SMS.
How to Close ADIB Credit Card?
To cancel an ADIB credit card, the primary member must submit a written request to ADIB, and the cancellation process will be considered complete upon fulfilling specific conditions.
Why Choose ADIB Credit Cards?
There are numerous reasons to opt for ADIB credit cards:
- Sharia Compliance: ADIB credit cards follow Islamic principles, offering a sharia-compliant way of banking with no interest charges.
- Lucrative Balance Transfer: ADIB provides 0% profit rate balance transfer options.
- Online Transaction Security: WebSecure provides added security for online transactions.
- UAE Football: Enjoy a personalized football-themed card and support your favorite UAE football team.
- Great Discounts: ADIB credit cards offer a range of rewards and discounts.
Customer Care Details
Report Fraud and Lost or Stolen Card:
- Local: 026100116
- International: +971-2-6100116
Customer Care
- EMAIL: [email protected]
- Personal Banking: Local: 600543216, International: +971-2-6100600 (Timings: 24/7)
- Business Banking: Local: +971-2-6578777,International: +971-2-6578777 (Timings: 24/7)
- Priority Banking: Local: 800200, International: +971-2-4129000 (Timings: 24/7)
ADIB credit cards offer a wide range of benefits, flexibility, and security to suit various customer needs. Whether it’s earning rewards, availing cashback, or enjoying discounts, ADIB has a credit card for everyone. With excellent customer service and convenient payment options, ADIB ensures a seamless banking experience for its customers. So, choose an ADIB credit card today and unlock a world of convenience and rewards!
FAQ
Can minors apply for an ADIB credit card?
Minors under 18 can apply jointly with their legal guardian.
What are the eligibility criteria for ADIB credit cards?
Applicants must be at least 18 years old and meet the minimum income requirement.
How can I apply for an ADIB credit card?
You can apply at ADIB branches or through the online application portal.
Does ADIB offer cashback benefits on its credit cards?
Yes, ADIB Cashback Cards offer cashback on various spending categories.
What is the ADIB credit card cancellation process?
To cancel a card, the primary member must submit a written request, fulfill payment obligations, and ensure no pending transactions within 45 days.
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