SBI Simply Click Credit Card is distinct from its sibling, the SBI Simply SAVE, in its focus. While the Simply SAVE card emphasizes offline expenses, the Simply Click card is tailored for online shopping enthusiasts.
Benefits of SBI Simply Click Credit Card
- Joining and Annual Charges: To get started with the Simply Click Credit Card, you will need to pay a joining fee of Rs. 499, which is also the annual fee.
- Reaping Rewards: One of the most appealing aspects of this card is its rewards program. Here’s a breakdown:
- Welcome Bonus: Receive Amazon gift vouchers worth Rs. 500 as a warm welcome gesture.
- ClearTrip E-Vouchers: Net annual spends of Rs. 1,000,000 and Rs. 2,000,000 fetch you ClearTrip e-vouchers worth Rs. 2,000 each.
- 10X Reward Points: Enjoy 10X reward points on online purchases made at partner merchants, including Amazon, BookMyShow, Apollo 24×7, and more.
- Yearly Fee Waiver: On annual expenditures of Rs. 100,000, your yearly fee of Rs. 499 gets waived.
- Fuel Savings: All fuel purchases ranging from Rs. 500 to Rs. 3,000 are exempt from the 1% fuel fee.
- Additional Online Rewards: Any other online purchases made using your SBI Simply Click Credit Card earn you 5X Reward Points.
- Offline Spending: For every Rs. 100 spent offline (except on gasoline), you earn 1 Reward Point.
SBI Simply Click Credit Card Charges
- Annual and Renewal Fees: The annual fee for the SBI Simply Click Credit Card is Rs. 499, and the same applies to the renewal fee.
- Finance Charges: The card carries a finance charge of 42% per annum.
Late Payment Fees: Late payment can incur varying fees depending on the outstanding amount:
- Rs. 500 to Rs. 1,000: Rs. 400
- Rs. 1,000 to Rs. 10,000: Rs. 750
- Rs. 10,000 to Rs. 25,000: Rs. 950
- Rs. 25,000 to Rs. 50,000: Rs. 1,100
- Amounts exceeding Rs. 50,000: Rs. 1,300
SBI Simply Click Credit Card Eligibility Criteria
Your eligibility for the Simply CLICK SBI Card depends on factors like your disclosed income, occupation, and more.
- Age Range: 21 – 70 years
- Occupation: Self-employed or salaried
Documents Required for SBI Simply Click Credit Card
When applying for the Simply CLICK SBI Card, you need to submit or upload the following documents:
- Government-issued identification such as Aadhar Card, PAN Card, voter’s ID, Passport, or Driving License.
- Address proof documents like Aadhar Cards, Utility Bills, Ration cards, or Passports.
- Income proof, which includes the most recent three months’ salary slips, bank statements, or audited financial reports.
How to Apply for SBI Simply Click Credit Card?
Applying for the SBI Simply Click Credit Card is a breeze. You have two options:
Offline Application
Visit your nearest SBI branch and complete a physical application form.
Online Application
- Go to the official SBI Card website.
- Click ‘Apply Now’ next to the ‘Apply’ button.
- Choose the Simply CLICK SBI Credit Card from the list of SBI credit cards.
- Complete the required information and submit your application.
- You will receive an application number on your provided phone number.
FAQ
How do I redeem my Amazon gift vouchers with the SBI Simply Click Credit Card?
To redeem your Amazon gift vouchers, simply visit the Amazon website, choose your products, and at the payment page, enter the voucher code.
Is there a limit to the number of ClearTrip e-vouchers I can earn with this card?
No, there is no limit. You can earn a ClearTrip e-voucher for every Rs. 1,000,000 and Rs. 2,000,000 in net annual spends.
Can I use the SBI Simply Click Credit Card for international online purchases?
Yes, this card is accepted for international online transactions.
What is the process for the yearly fee waiver on this card?
Your annual fee of Rs. 499 is waived if you achieve an annual expenditure of Rs. 100,000.
Are there any restrictions on the types of online purchases eligible for 5X Reward Points?
No, as long as the purchase is made online using your SBI Simply Click Credit Card, it qualifies for 5X Reward Points.
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