If you wish to close your SBI Simply Click Credit Card, today we will guide you through the process step by step to close SBI Simply Click Credit Card.
How to Close SBI Simply Click Credit Card
Gather Necessary Information: Before you initiate the cancellation process, make sure you have the following information on hand:
- Your SBI Simply Click Credit Card details
- Personal identification information
- Any outstanding dues on the card
Contact Customer Care: To cancel your SBI Simply Click Credit Card, you have several options:
- Call the SBI customer care helpline at 1860 500 1290, 1860 180 1290, or 1800 180 1290.
- Alternatively, you can use the alternate SBI credit card cancellation customer care number with your STD code: (STD Code) 39020202.
Provide Necessary Details
When you reach a customer care representative, you will be asked to provide certain details for verification purposes. These may include your card number, date of birth, and other personal information.
Request Card Cancellation
Inform the customer care representative that you wish to cancel your SBI Simply Click Credit Card. They will guide you through the process, which may involve settling any outstanding dues on the card.
Follow Up
After initiating the cancellation process, keep a close eye on your credit card statement to ensure that all outstanding charges have been settled. This will help you avoid any surprises later on.
FAQ
Will closing my SBI Simply Click Credit Card affect my credit score?
Closing a credit card can impact your credit score, as it may reduce your available credit limit. However, if you have multiple cards and maintain a good credit utilization ratio, the impact may be minimal.
Is there a fee for closing my SBI Simply Click Credit Card?
There is usually no fee for closing your credit card. However, you may need to settle any outstanding dues before closure.
How long does it take to close an SBI Simply Click Credit Card?
The closure process typically takes a few days to a couple of weeks, depending on various factors like pending dues and administrative procedures.
Can I reopen a closed SBI Simply Click Credit Card?
Once you’ve closed your SBI Simply Click Credit Card, it’s generally not possible to reopen it. You may need to apply for a new card if needed.
Can I cancel my SBI Simply Click Credit Card online?
While some banks offer online card closure services, SBI generally requires customers to contact customer care for card cancellation. Call the provided helpline numbers for assistance.
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