How to Avoid credit card Late Payments.

In the next slide, know the best ways with the help of which you can avoid credit card late payment.

There are many ways to make credit card payments on time.

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You can set up automatic payments, use online bill pay, pay over the phone.

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Never set up automatic payments using a bank account that has frequent cash flow problems.

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So even if you think you're paying on time, if it gets returned due to insufficient funds, you technically haven't paid on time.

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Whichever method you choose, your aim is to ensure that you pay your credit card bill by the due date.

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Once a late payment is on your credit report, it can really hurt your credit score significantly.

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It stays on your report for seven years. So prefer a process you trust.

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