Best 0 APR Credit Cards

Discover it® Cash Back

Discover it® Miles

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U.S. Bank Visa® Platinum Card

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Chase Freedom Unlimited®

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Blue Cash Everyday® Card from American Express

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Bank of America® Unlimited Cash Rewards

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A credit card with a 0% APR give you the opportunity to make purchases and balance transfers without paying any interest for a specified period of time.

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The amount of time varies by issuer, but it typically ranges from 12 months to 21 months.

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Discover it® Cash Back

5% cash back on everyday purchases at different places like Amazon, grocery stores, restaurants, and gas stations.

Credit Needed : 670-850

Annual Fee : $0

Discover it® Miles

1.5X Miles on every dollar of every purchase

Credit Needed : 670-850

Annual Fee : $0

U.S. Bank Visa® Platinum Card

Up to $600 protection on your cell phone

Credit Needed : 670-850

Annual Fee : $0

Chase Freedom Unlimited®

6.5% cash back on travel purchased through Chase Ultimate Rewards®

Credit Needed : 670-850

Annual Fee : $0

Blue Cash Everyday® Card from American Express

3% Cash Back at U.S. supermarkets.

Credit Needed : 670-850

Annual Fee : $0

Bank of America® Unlimited Cash Rewards

1.5% cash back on all purchases

Credit Needed : 670-850

Annual Fee : $0

A credit card with a 0% APR give you the opportunity to make purchases and balance transfers without paying any interest for a specified period of time.

The amount of time varies by issuer, but it typically ranges from 12 months to 21 months.