The 3 major U.S. credit reporting agencies – Equifax, Experian and TransUnion.

Lenders and others review your credit report to determine your creditworthiness for a loan and credit card.

know, how you can get your free credit reports.

You can go online, call or send a form in the mail to get your free credit reports.

Website: Visit AnnualCreditReport.com and enter the your personal information, including your Social Security number and birthdate.

From AnnualCreditReport.com, You can print copies immediately.

Toll-free number: Call 877-322-8228 to have your reports mailed to you.

Mailing address: Download the annual credit report request form, fill it out and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.