Credit score is that magic 3 digit number which helps you a lot in getting a personal loan.

If your credit score is low or bad then you have to pay more on the loan.

If you have a good credit score, then you get a personal loan at a very low interest rate.

One wrong move and one point of your credit score can be damaged for years, a low credit score can limit your ability to buy a car, buy a house or even get a job.

If your credit score has deteriorated or decreased due to any reason, then by following these 3 steps, you can improve your credit score again.

First of all Find the old debts and pay them off.

Open up a loan and make consistent payment of EMI.

Be Patient -  Growing credit score is a slow process and took years to rebuild.