If your credit score is lower than you'd like, there may be fast ways to raise credit score.
Depending on what's your credit score holding it down, you may be able to raise up to 100 points relatively quickly.
Here are some strategies to repair and raise your credit score quickly:
1. Pay off credit card balances strategically : An easy way to do this is to pay off the balance before the end of the billing cycle.
2. Pay bills on time : If you make late payments. Even worse, late payments can remain on your credit report for up to seven and a half years.
3. Ask for higher credit limits : If your income has increased or you've added more years of positive credit experience, you have a better chance of getting a higher limit.
4. Dispute credit report errors : You are entitled to a free report from each of the three major credit bureaus. Use AnnualCreditReport.com to request them.
5. Deal with collections accounts : You may be able to persuade the collection agency to stop reporting after you pay off the debt.
6. Use a secured credit card : Another way to build your credit Score. with this card You pay it upfront and the deposit amount is usually equal to your credit limit.