Loan लेने से पहले फ्री में चेक करें अपना CIBIL Score

जब भी आप लोन लेने जाते हैं तो सबसे पहले बैंक आपके कर्ज लैटाने की हिस्ट्री यानी CIBIL Score चेक करते हैं।

CIBIL Score से यह पता चलता है कि कोई कितनी बार लोन लिया है और उसे कितने समय में लैटाया है।

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CIBIL Score से यह भी पता चलता है कि आपने लिए हुए लोन को सही समय पर लौटाया है या नहीं।

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जो लोग लोन लेकर सही समय पर नहीं वापस करते हैं तो उनका CIBIL Score कम या खराब हो जाता है।

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आप अपने पैन कार्ड की मदद से घर बैठे अपने CIBIL Score का पता लगा सकते हैं।

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अगर आप पहले से Paytm का इस्तेमाल कर रहे हैं तो सबसे पहले आप पेटीएम ऐप को मोबाइल में खोलें।

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इसके बाद Loans & Credit Cards के सेक्शन में Free Credit Score के ऑप्शन पर क्लिक करें।

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अब अपने PAN नंबर, डेट ऑफ बर्थ और आधार नंबर को दर्ज करें, इसके बाद Submit पर क्लिक कर दें।

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यहाँ आपके सामने आपका CIBIL Score दिख जाएगा। अगर आप Paytm के नये यूजर हैं तो सबसे पहले Paytm App को प्ले स्टोर से डाउनलोड कर के लॉगइन करें। इसके बाद CIBIL Score चेक कर पाएंगे।

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यहाँ 750 से ऊपर के CIBIL Score को सबसे बेस्ट माना जाता है।

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